Saturday, April 12, 2014

Charlotte metal roofing companies and insurance

Charlotte metal roofing companies
Avoid catastrophic loss
The first and main question you should ask Charlotte metal roofing companies is,”Can you provide liability and workers’ comp insurance certificates?” Liability insurance protects the contractor and the homeowner from damages caused to you and your neighbor’s property; or injuries caused to you, your family, or guests when the contractor is working on your home. Liability insurance is relatively inexpensive, even for small companies or new contractors without much of a track record. Never take a company at its word, ask for a copy of their in force certificate, and consider it a deal breaker if they do not have insurance.

Workers’ compensation insurance
Workers’ compensation insurance protects the contractor and the homeowner, in the event that a worker gets injured on the job. This insurance covers injured workers for the cost of medical care, lost wages, and other damages that results from their on-the-job injury. Company rates are based on the likelihood of workers being injured on the job. Roofing is a relatively high-risk occupation, so workers’ comp insurance for roofing companies is expensive. In addition, individual company premiums for workers’ comp can be affected by their years of experience and track record for injuries.

Metal roof installer in Charlotte, NC

After you chosen to install metal roofing on your home, you will need to find a reliable and trustworthy contractor who has the skill and the experience to give you the best roof possible. Advanced Roofing and Exteriors has been installing roofs in the Charlotte, NC and the surrounding areas for over 20 years. They are fully licensed, insured and bonded. Advanced Roofing and Exteriors is a family owned, full service roofing company that specializes in metal roofs, as well as many exterior home improvement projects. Call their office today for a free estimate from one of the most experienced Charlotte metal roofing companies.