Sunday, July 27, 2014

Placing an insurance claim for hail damage

A house damaged and repaired from hailstorm
Notify the insurance company
If your roof has been damaged by a hail storm, your insurance company is held accountable to pay for the repairs to your roof as part of your policy coverage. After you call your insurance company, they will send out an adjuster to verify the cause and the extent of the damage. The most common scenario is that many homeowners enlist their roofing contractor to come out and establish if there is enough damage to justify starting an insurance claim. In reality, it is the insurance company who leads the process of verifying the extent of damage and determining what needs to be done to rectify the situation, and establish how much it is going to cost.

The insurance adjuster
The insurance adjuster is sent out by your insurance group to carry out a general evaluation. If hail storm damage is discovered, he or she will put together a complete report that itemizes the extent of the work, and also assigns the costs for necessary repair or replacement. The contractor does not have the authority to dictate to the insurance company what has to be done and what it is going to cost.

A dependable Charlotte roofing contractor

To find the best roofing companies, you should look for the most trustworthy and reputable ones. Advanced Roofing and Exteriors has been serving the Charlotte and Concord areas for over twenty years. They are fully licensed, insured and bonded roofing contractor. They carry an “A” rating with the BetterBusiness Bureau and received multiple years Super Service Award from Angie’s List. Make them your first consideration when you call Charlotte roofing companies about hailstorm damage on your roof.