Sunday, November 9, 2014

Insurance premiums force wooden roof replacement

Roof replacement of the house
Wood roofs in Charlotte
In spite of their innate beauty, wooden roof problems have become so expensive and commonplace that insurance companies are pushing homeowners to replace them. This means that homeowners either face the prospect of losing coverage, or watching their premiums skyrocket. The chief advantage of wood shingles is that they offer a pleasing look that is so unique that no two roofs will look the same. Wood shingles also allows the house to breathe while insulating the attic. Many homeowners do not want to replace their beautiful wooden roofs, but face the reality of a “roof exclusion” on their policy.

Some of the major issues with wood shingles on your roof are listed below. This list is a representative example of some problems with wooden roofs but it is certainly not comprehensive.
  • Cracks
  • Warping
  • Fire
  • Mold
  • Rot
  • Insects 
  • Shrinkage
  • Brittleness
Insurance companies have become cautious of insuring homes and commercial buildings with wood shingles on their roofs. Do not be surprised if your insurance company asks you to replace it. They could invariably drop you, raise your rates, or exclude the roof on your homeowner policy.

Award winning Charlotte roofing company

If you are considering Charlotte roofing companies for your roof replacement, make sure that you contact Advanced Roofing and Exteriors. They are a full service roofing company that has served the Charlotte and Concord, NC area for many years. Advanced Roofing and Exteriors specializes in both residential and commercial roofing applications. They are a family owned business who makes it a priority to keep your family and your property safe. Advanced Roofing and Exteriors is highly rated with the Better Business Bureau and they are a multiple award winning contractor on Angie’s list. Call them today for a consultation and free estimate for roof replacement.